Author Archive | david lightfoot

Debt Gets a Bad Rap

During the last economic downturn, debt got a bad name. And no wonder; too much debt and the subsequent decrease in asset values caused many people and businesses to get hurt or worse. But since that trauma, we’ve overreacted. Now, more than ever, (prudent) financial leverage makes sense. Rates have never been so low. For […]

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The Power of Planning

I’m a big proponent of planning. I believe that planning is a key—not “the” key—to being successful. You still need a value proposition and a business model that makes sense. You can plan all you want but if the business doesn’t work, it doesn’t work. But if you plan, you’ll probably figure out it doesn’t work […]

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The Seven Habits of Highly Effective People–Revisiting a Classic

Stephen R. Covey’s Seven Habits of Highly Effective People is, without a doubt, one of the classics of business literature. But it is also widely used by non-profit organizations, government and, really, every type of organization and by anyone who wants to be more effective. The teachings can help anyone. Let’s review Covey’s Seven Habits: […]

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The Job of the CEO; The Buck Stops Here

Being the CEO or owner of a business isn’t easy. Many are thrust into the role unprepared and usually they have no experience being the CEO of a business. In my consulting practice I work almost exclusively with CEO/business owners. While it can be lonely at the top, the CFO is usually a person the […]

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Get Your Eyes Up!

Many of you know I’m an auto racer and also teach high performance driving. I also taught driver’s ed to teenagers at one point in my career. In all forms of driving, the challenge was to get the driver to look further ahead. Humans evolved to look down at the ground and a few feet […]

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Accounting for PTO and Why You Should Care

Accounting for Paid Time Off (PTO). Could there be a more boring, mundane, accounting-nerd sort of topic? Probably. But it should matter to you and let me tell you why. Whether you’re a business owner, banker, consultant or employee, the businesses you are involved in probably have something in common with most other businesses: the […]

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